# AI Skill Creator - Generate Custom AI Instructions | Payle Canonical URL: https://usepayle.com/tools/skill-creator/ Language: en Description: Free AI skill creator: generate a complete SKILL.md for Cursor, Claude Code, Copilot, Windsurf or v0, identity, design system, stack rules, code examples, SEO and testing guidelines. ## Tool facts - **What it is:** A free, no-sign-up Payle generator that writes a complete SKILL.md file for Cursor, Claude Code or Copilot, identity, design system, rules, code examples and testing requirements. - **Made by:** Payle — a free tool, no sign-up required, no credit card. - **Category:** Meta - **Try next:** AI Token Calculator — You just built the skill, now price the tokens your agent will burn running it. ([open](https://usepayle.com/tools/ai-token-calculator/)) - **All free tools:** https://usepayle.com/tools/ [ ](/)[Products](/products/)[Team](/team/)[Enterprise](/enterprise/)[Card](/card/)[Pricing](/pricing/)[About](/about/)[Blog](/blog/)Get early accessGet early access - [Talk to Sales Team](/contact/)Search open positionsSearch the team…Search Payle Docs…Search Payle Products…[Free AI tools](/tools/)/Skill Creator # AI skill creator. Turn a one-line idea into a complete SKILL.md your coding agent follows automatically: identity, design system, stack rules, examples, SEO and testing. Works with Cursor, Claude Code, Copilot, Windsurf and v0. ## Your SKILL.md, generated in 5 answers. Name the project, say what you are building, pick stack, style and agent, we compose a complete skill file your AI coding agent reads automatically. Start guided builder Free · no sign-up · plain markdown you own Full toolSkip the guided steps and edit every input directly, same tables and math. 1 · What is your project called? 2 · What are you building? 3 · Which stack will the agent use? TypeScriptStrict types, no `any` ReactComponents + hooksNext.jsApp Router + SEOViteFast build, lazy routesNode.jsAPIs with validationPythonTyped, async, pydanticTailwind CSSTokens + mobile-first4 · Which design style should it follow? MinimalLots of whitespace, restrained accentsCorporateNavy + blue, clean gridPlayfulRounded shapes, saturated accentsDark-firstDark canvas, glowing accentsBrutalistHard borders, no shadowGlassmorphismTranslucent panels, backdrop blur 5 · Which AI agent will use this file? CursorSave in .cursor/rules/Claude CodeCLAUDE.md or .claude/skills/GitHub Copilot.github/copilot-instructions.mdv0Paste into the v0 promptWindsurf.windsurf/rules.mdOther / genericSKILL.md in the root Set the values above to see your estimate update live. Set the values above to see your estimate update live. ## How to create custom AI instructions 1 ### Describe the outcome One honest paragraph about the product is worth more than ten rules. The agent builds from your mission statement. - 2 ### Lock the stack and design Naming React, TypeScript and Tailwind, plus your palette, removes the biggest source of drift between sessions. - 3 ### Say no explicitly Every anti-pattern you list (“no `any`”, “no overflow at 390px”) prevents a whole class of mistakes before they happen. - 4 ### Iterate like code Treat the skill as versioned. When an agent does something wrong twice, add a rule; when a rule misfires, reword it. ## What is an AI skill file? The problemThe answer An AI skill file is a markdown document that shapes how a coding agent behaves on your project. Instead of re-explaining your stack, conventions and quality bar in every prompt, you write them once, and the agent reads them automatically at the start of every session. The best skill files read like an onboarding document for a brilliant but forgetful engineer: who they are, what they are building, and the rules they must never break. Vague files produce vague output; specific files produce work that looks like yours from the first commit. Join the waitlist Built by Payle, compare the coding agents and tools behind your stack with the [AI tool comparison](/tools/ai-comparison-engine/), price the stack with the [AI pricing calculator](/tools/ai-pricing-calculator/), or check the best models in the [AI model benchmark comparator](/tools/ai-model-benchmark-comparator/). ## More free AI tools Every calculator is free and needs no sign-up: price, compare, track and optimize your whole AI stack with the same catalog and the same math. [AI Token CalculatorConvert tokens to cost in seconds. Enter your input and output volume, compare GPT-4o, Claude, Gemini and 12+ models side by side, and see exactly what every 100K tokens costs, and what that looks like financed with Payle.](/tools/ai-token-calculator/)[AI Pricing CalculatorSee what your AI stack really costs, and what it costs with Payle. Answer a few quick questions and get an estimate in seconds, retail vs the 25% Payle price.](/tools/ai-pricing-calculator/)[AI Prompt Cost CalculatorEver wonder what that prompt actually costs when you run it 50 times a day? Paste it, pick your frequency, and see every model priced per run, per day and per month with the best value highlighted automatically.](/tools/ai-prompt-cost-calculator/)[AI Savings CalculatorFind out how much you overpay for AI, and what switching to annual plans with Payle puts back in your pocket. Slide your monthly spend and see the year, the saving and the 0% plan side by side.](/tools/ai-savings-calculator/)[AI ROI CalculatorIs your AI stack worth it? Enter your monthly AI cost, the hours it saves you, and your hourly rate, get monthly savings, annual ROI, and payback period, with a 12-month chart that shows your time value against the cost.](/tools/ai-roi-calculator/)[AI vs Human Cost CalculatorIs AI actually cheaper than freelancing or hiring? Pick the task and volume, and see all three routes priced honestly: AI usage, freelance rates and a full-time employee with real capacity.](/tools/ai-vs-human-cost-calculator/)[AI Tool ComparisonClaude vs ChatGPT. Cursor vs Copilot. Midjourney vs Ideogram. Compare any 2-3 AI tools side by side price, features, limits, and get one clear recommendation, with the Payle price for the winner.](/tools/ai-comparison-engine/)FreeLive previewDesign tokensDownload .mdNo sign-up ## Frequently asked questions ### What are Cursor rules and Claude Code skills? Cursor rules (.cursor/rules) and Claude Code skills (CLAUDE.md) are markdown instruction files that teach an AI coding agent your project conventions, stack, design system, do/don’t rules and testing requirements, so every generation follows them automatically. The skill creator writes that file for you from a short description of what you are building. Cursor rules (.cursor/rules) and Claude Code skills (CLAUDE.md) are markdown instruction files that teach an AI coding agent your project conventions, stack, design system, do/don’t rules and testing requirements, so every generation follows them automatically. The skill creator writes that file for you from a short description of what you are building. ### What is an AI skill file? A skill file is a markdown document that tells an AI coding agent who it is, what it is building, and the rules it must follow: design system, stack, do/don’t lists, code examples, SEO and testing requirements. Tools like Cursor, Claude Code and Copilot read these files automatically, so every session starts with the same high-quality context. A skill file is a markdown document that tells an AI coding agent who it is, what it is building, and the rules it must follow: design system, stack, do/don’t lists, code examples, SEO and testing requirements. Tools like Cursor, Claude Code and Copilot read these files automatically, so every session starts with the same high-quality context. ### Where do I put a SKILL.md file? It depends on the agent: Cursor reads .cursor/rules/, Claude Code reads CLAUDE.md or .claude/skills/, GitHub Copilot reads .github/copilot-instructions.md, and Windsurf reads .windsurf/rules.md. The tool shows the exact location for the agent you picked: save the file there and it applies automatically. It depends on the agent: Cursor reads .cursor/rules/, Claude Code reads CLAUDE.md or .claude/skills/, GitHub Copilot reads .github/copilot-instructions.md, and Windsurf reads .windsurf/rules.md. The tool shows the exact location for the agent you picked: save the file there and it applies automatically. ### How do I create custom AI instructions? Describe what you want to build, pick your stack and design style, and choose your AI agent. The Skill Creator composes a complete skill file with identity, design tokens, rules, examples and testing requirements, then you save it where your agent expects it. Refine the rules over time as you learn what works. Describe what you want to build, pick your stack and design style, and choose your AI agent. The Skill Creator composes a complete skill file with identity, design tokens, rules, examples and testing requirements, then you save it where your agent expects it. Refine the rules over time as you learn what works. ### What makes AI coding agent instructions effective? Specific beats generic: name the stack and its conventions, give concrete examples, and say what NOT to do as clearly as what to do. Rules like “no `any`, use strict TypeScript” or “mobile-first, no overflow at 390px” change real output; vague phrases like “write clean code” do not. Specific beats generic: name the stack and its conventions, give concrete examples, and say what NOT to do as clearly as what to do. Rules like “no `any`, use strict TypeScript” or “mobile-first, no overflow at 390px” change real output; vague phrases like “write clean code” do not. ### Is the Skill Creator free? Can I share my skills? Yes, free, no sign-up, and nothing is stored: the file is generated in your browser. Share the markdown or save it to a repo so your whole team uses the same skill. Building AI-powered apps? Payle finances the AI tools behind them, exclusive pricing and 0% APR over 3 months. Yes, free, no sign-up, and nothing is stored: the file is generated in your browser. Share the markdown or save it to a repo so your whole team uses the same skill. Building AI-powered apps? Payle finances the AI tools behind them, exclusive pricing and 0% APR over 3 months. Can't find what you're looking for? Contact support opens a contact form ## Your agents are productive. Your bills should be painless too. Join 5,000+ builders using Payle to pay for AI over time, exclusive pricing on approved tools, one card, one credit line, and 0% APR over 3 months. 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