Use Higgsfield Ultra iconHiggsfield UltraPay later.

One card. Every AI tool.
Pay over 3 months *0% APR.

Early access for the first 5,000 users

Trusted by 350+ Partners

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What you get with Payle

Everything you need to finance your AI stack — one card, zero interest, zero friction.

0% APR

Split your AI spend over 3 monthly payments

One card

Every AI tool on a single card

Early access

Reserved for the first 5,000 Payle Cards

Financed by Payle

Every AI tool, one card

Claude, ChatGPT, Midjourney and everything in between — fund your entire AI stack and pay over 3 months at 0% APR.

How it works Payle

Apply in ~2 minutes, choose your AI tools and pay over 3 months at 0% APR.

  1. ~2 minutes

    Apply

    Check your AI Power in 2 minutes. No hard credit check.

    Payle
    ~2 min

    AI Power

    High

    Zero impact on your credit score

    Instant
    No hard check
    Free
  2. 100+ tools

    Choose AI

    Browse 100+ AI services. Get exclusive Payle pricing.

    Claude MaxClaude Max$200/mo
    ChatGPT ProChatGPT Pro$103/mo
    Cursor UltraCursor Ultra$200/mo
    ElevenLabsElevenLabs$82/mo
    PerplexityPerplexity$167/mo
    ReplitReplit$100/mo

    + 100+ AI tools, all in one place

  3. Start today

    Build

    Use AI immediately. Pay over 3 months.

    The Payle Card

Your AI power, on one Payle Card

Get approved for AI Power in about two minutes, then use one card across Claude, Cursor, Midjourney and 100+ approved tools — with spending limits you control and 0% APR when you split the bill over 3 months.

The Payle Card
Payle paid for my whole AI stack — no more juggling five subscriptions.
Marcus ChenCTO, Hexlab

Transparent pricing, zero hidden fees

Pay in 3

Popular
$0/month

Split AI spend over 3 months at 0% APR.

Pay in 6–12

$0/month

Longer terms for bigger AI bills, fixed rate.

Plus

$9.99/month

More credit and perks for heavy AI spend.

Frequently asked questions

Everything you need to know about Payle

Payle financing is buy now, pay later for AI tools: get approved for AI Power (your credit line), use it to subscribe to AI services at exclusive pricing, and pay over 3 months, interest-free.

Can't find what you're looking for?

Use AI now.
Pay later in 3 months.

*interest free