AI-only by design
The card only works with approved AI merchants. Attempts to use it elsewhere are automatically declined, a feature, not a limitation. It prevents fraud and keeps your credit focused on AI.
One card for your whole stack
Subscribe to 100+ AI tools, Claude, ChatGPT, Cursor, Runway, ElevenLabs and more, with a single card and exclusive Payle pricing.
Control and visibility
Set per-tool limits and see exactly where your AI budget goes with real-time dashboards.
Fraud prevention
AI-only merchant controls, device fingerprinting, IP velocity checks, and anomaly detection on every transaction.
No fees, no interest
No annual fee and no interest on standard plans. Your AI Power credit line is repaid over 3 months at 0% APR.