Pricing that scales with your AI.
No subscription fees. No interest. You only pay for the AI you use, spread over 3 months.
Transparent pricing, zero hidden fees
Features
AI Power up to $500
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AI Power up to $2,000
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Custom AI Power
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Pay over 3 months at 0% APR
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6 or 12 monthly payments
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No interest, no fees
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One card for 100+ AI tools
Virtual cards included
Exclusive Payle pricing
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API usage financing
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Early access to new features
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Cancel anytime
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Know your rate before you pay
Every duration uses simple math — no hidden costs, no surprises. Here’s a $1,000 purchase as an example.
Example: a $1,000 AI purchase
| Duration | APR | Monthly payment | Total interest |
|---|---|---|---|
| 3 months | 0% | $333.33 | $0.00 |
| 6 months | 17.6% | $175.33 | $51.96 |
| 12 months | 17.6% | $91.49 | $97.88 |
*0% APR on every 3-month plan. Card subject to approval.
Pricing questions, answered
Everything about how Payle prices your AI spend.
A credit card built around AI: one card for 100+ AI tools, with Payle financing built in — split purchases over time instead of paying everything upfront.
Split AI spend over 3 monthly payments with 0% APR and no fees. You see the full schedule before confirming, and the total never changes.
All of them: 100+ AI tools — subscriptions, seats and API usage land on a single statement.
Choose 6 or 12 monthly payments at a fixed 17.60% APR. No monthly fee, no surprises — the rate is locked when you confirm.
Plus is $9.99 per month for heavy AI spend: higher credit limits, 0% APR 3-month plans included and early access to new features. Cancel anytime.
Pay for AI on your terms
No subscription fees. No interest on 3-month plans. One card for all the AI you use.